A Guide to Whole Life Insurance A whole life insurance policy is the best choice for those who want life insurance protection for the rest of their life. Whole life policies, depending on the death benefit amount, are available without taking a medical exam.  They are an excellent choice for final expense insurance for elderly.. More

How to Prepare for a Life Insurance Exam  Knowing how to prepare for a life insurance exam is essential if you want to qualify for the best rate possible.  Sometimes the reason life insurance applications receive a higher rate than applied for is due to a lack of understanding of what companies are testing. After.. More

Life insurance Group Term Life Insurance is Like Group Health Insurance. Employers offer Group health Insurance as an employee benefit. This type of group insurance coverage covers employees with varying health conditions and various ages.  Insurance companies understand that not every employee is going to suffer a significant health crisis at the same time. With.. More

Life Insurance Beneficiaries 101 Designating life insurance beneficiaries seems straight forward, but it can be tricky. There are common mistakes made in choosing beneficiaries. These mistakes can be expensive and sometimes heartbreaking. When there is a mistake, you have not created a problem for yourself but for the loved ones you leave behind at your.. More

Myths and Facts About Life Insurance  Eliminating Myths in Decision Making Many myths exist; years ago, the commonly held belief was that if you sailed too far West since the world was flat, you would fall off the edge of the world and perish. However, it was discovered that the world was round. There are.. More

Types of Life Insurance Policies Since there are different types of life, insurance policies are essential to determine which policy is best for your family. Understanding the different types of life insurance available is the key to choosing the right life insurance policy, especially for a policy for a parent or a child. You know you.. More

Life Insurance Laddering Life insurance laddering involves purchasing multiple term life policies with different term lengths to cover various current and future financial obligations. The amount of life insurance needed changes throughout a person’s life. For example, you could purchase three-term policies from highly rated well know companies. One policy can be purchased for $1,00,000.. More

Best Life Insurance for New Parents Becoming a new parent comes with many new responsibilities. Besides dealing with the emotional seesaw, the stress, the lifestyle changes, and the exhaustion of trying to provide a safe and healthy environment, many parents realize how important it is to consider the role life insurance plays in the future.. More

Term Life Insurance Riders Term life insurance riders enable life insurance policies to be built that can do more than provide a death benefit. Understanding life insurance riders and what they add to policy is the key to constructing a policy that provides more than just a death benefit. These extra benefits targeted to specific needs.. More