Mistakes When Buying Life Insurance

There are common mistakes people make when buying life insurance. Making one of these mistakes can hurt the loved ones you are trying to protect. It is essential to apply for the correct amount of coverage and is equally important to choose the right term period to keep the protection in force. For instance, applying for a 10-year term policy to save a few dollars when you need a 15-year term or 20-year term policy can spell future financial disaster. Also, you should consider avoiding buying the cheapest policy you can find. There are other factors to look at other than price. It is important to separate myth from fact. 

1. Procrastinating and waiting too long to buy

2. Buying the wrong amount of coverage

3. Buying too short a term period 

4. Choosing the wrong company & purchasing the cheapest policy

5. Relying solely on group life insurance offered through employment

6. Naming a minor child as a beneficiary

7. Not comparing life insurance rates

WHY USE STRAHAN FINANCIAL SERVICES

The next step in protecting your family is to contact an experienced independent agent. As independent agents, we have extensive knowledge of the life insurance industry and company underwriting guidelines. We know how to qualify you for the best possible life insurance rates using the best company. As independent agents, we listen and are committed to helping you find the best policy tailored to your individual needs.

Many of the websites offering life insurance are call centers with cubicles of agents using a script to sell life insurance. Some of the websites sell your information to 10 or more agents. This action results in you receiving many unwanted and unnecessary calls. We are not a call center.

Our staff has extensive knowledge of the insurance industry. With 852 life insurance companies active in the U.S., we only represent the top 1% of the market place. We know the companies, the products they offer, and we use the latest technology to improve your experience and get your policy issued as fast as possible at the least expensive rate.

We work with a team of highly talented individuals committed to providing you with unmatched professional service. With over 250 years of combined experience:

• We are professional
• We are knowledgeable
• We use the latest technology available
• We are customer-service driven
• We will earn your business
• We want to over-deliver on your expectations
• We wish to receive a genuine “Thank you!” at the end of the process
• We only use well known top-rated companies

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