Living Benefits Life Insurance Today there are life insurance companies that offer life insurance that does more than only pay a benefit upon death. Hybrid life insurance is available that combines a death benefit and protection against a critical, chronic, and terminal illness. They offer protection together in one unique package of protection. These benefits.. More

Life Insurance for Mortgages Your home may be your most valuable asset. An unseen death can quickly put your home at risk. For many people, the most significant investment they will make is their home. Life insurance to cover mortgages or “mortgage protection insurance” is a smart decision to make. Protecting your home with mortgage.. More

A Guide to Buying Life Insurance When it comes to purchasing life insurance, a guide to buying life insurance would be helpful. This information will help eliminate much of the confusion associated with buying life insurance for your family. It should also speed the process of obtaining life insurance for your family if you have.. More

Choosing the Best Life Insurance Company There are keys you can use to unlock the confusion in selecting the best life insurance company. It is essential to understand that no one individual “right” insurance company fits everyone. A company that may have been the best company for a relative, friend, or co-worker may not be.. More

Term Life for Physicians Term life for physicians is the most affordable type of life insurance.  Although there is a definite place for whole life insurance, it is usually best to avoid buying a Universal or Whole Life insurance policy. Why pay three to four times higher premiums for the same amount of coverage? I.. More

Term Life Insurance, Top Choice When it comes to life insurance, there are two primary choices. The first is term life insurance. Term life insurance allows for larger death benefits at a more affordable price for a fixed period. Then there is permanent life insurance. Permanent types, like whole life, build cash value and are much.. More

The Cost of a 10 Year Term Many people will buy a less expensive 10-year term with the thought they will buy a new policy in the future. When you consider the potential cost of a 10-year term policy, this can be an expensive mistake. Time not only passes quickly, but financial responsibilities also change,.. More

Mistakes When Buying Life Insurance There are common mistakes people make when buying life insurance. Making one of these mistakes can hurt the loved ones you are trying to protect. It is essential to apply for the correct amount of coverage and is equally important to choose the right term period to keep the protection.. More

ACCELERATED UNDERWRITING LIFE INSURANCE Many companies are adopting a streamlined process of approving applications for life insurance known as “accelerated underwriting.” This new process is the future of life insurance underwriting as it continues to evolve and improve. Accelerated underwriting life insurance or quick issue term can reduce the approval of a life insurance policy.. More